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Status Of Payments Does Not Affect Bankruptcy Eligibility I get asked this question often.  People think the gateway to bankruptcy relief requires being delinquent on payments. There is no such requirement. You can file bankruptcy if your credit score is 900 and never missed a payment in your life. The truth is:  If you wait until you are missing

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Some 40 million Americans currently hold student debt, the White House said, with total debt outstanding now roughly $1.3 trillion. “Up until 1976, all student loans were dischargeable in Bankruptcy. After 1976 all student loans were dischargeable if they were in repayment for 5 years. In 1984 Private student loans were once again treated like all other unsecured debt and were dischargeable up until 2005 when the last time the Bankruptcy code changed to where both Private and government student loans were not dischargeable unless “undue hardship” exists. These rules are back up for review by the Obama Administration. How would any changes to the current rules affect Students or our financial and education system? Join the conversation” #DebtFreeStressFree

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Does student loan debt affect getting a mortgage? Yes, because it directly impacts your debt to income ratio when lenders look at credit.

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Women issues blog is about everything that affects all women of all races across the continent. The intention is to get women to address issues that affect them in society, workplaces, culture versus modern lifestyle and family environments. The idea is to engage women in topics without fear of prejudice or judgment. Discussions are about raising issues not to discriminate but to honestly voice out how we see things, womenissues.co.za…

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First thing, that must strike your mind – “Do I have a good credit score?” If not then it is time to build a good credit score. Scratching you head!! Well, I think you are not aware of the term good credit score. Then let me define it for you.

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